After a great weekend (despite having to work through it) I had today off. It started out with some warm snuggling and not wanting to get out of bed. But alas, the morning bladder was full and demanded that I (no matter how warm and cozy) should get up immediately. Stupid bladder. Ray reluctantly went off to work and left me to my days activities (which initially included going down the street to Java Joint and having coffee, a Mr. D's donut, blogging, and knitting). I wanted to check my account first to make sure that my check that I deposited on friday went through because I had some bills I also sent out on friday. This is where the day takes a turn for the pissed off.
Please, someone tell me, why when I deposit money from an employer I've been receiving bi-weekly paychecks from for six years (and have NEVER bounced) into an account that I've had for almost ten years (ok, I've bounced that a few times. not the point though) does it take FOUR DAYS for it to finally end up in my account?! Granted, one of those days is a Sunday, and therefore not a business day, but it's not like business stops happening on that day. So when I went to check my balance on line this morning it showed a negative of over $160 for a bill that was pending, but my deposit wasn't pending. Furious, I called customer service to find out if this was an error. He informed me that the closing "business day" is at 4 pm (don't most people work until 5 pm, and go to the bank after work?) and they have a new check depositing policy that requires them to wait two business days before funds are available. This means when I go to the bank every other Friday after work a little after 5 pm to deposit my check, it's not actually getting "run through" until Saturday. THEN, it will sit in their little banky deposit waiting room with all the other "suspect" checks while the bank does background checks (no pun intended. seriously, I am not laughing about any of this) for two days and my bills that need to get paid overdraw my account and the bank can make $31 dollars per check off of me. The customer service guy (who I yelled and swore at while fighting back tears) even told me "well the bank will cover the cost of any checks coming in and you'll only pay $31 for them." I think this is about the point I blacked out. I'm not sure what I said, and I'm really glad that no one (except the cats) was home to hear me.
Oh look, it's the end of the business day. I'll be right back, I want to see if my pending bill went through.
Ok, so it hasn't gone through yet, but they also haven't posted my daily balance yet either which means it still could.
So as not to make this story torture anyone any longer I'll end it by saying that tomorrow, when my deposit finally hits my account, I am going to withdraw any money that I don't need to cover outstanding purchases and I am taking it to a different bank. One that deposits my money in my account at the time I am depositing it. What a novel concept!
And now on to knitting.....!!
So remember the crocheted top I was blocking in this post? Well it's done and now it's too big for me. But, I'm okay with it, because it is going to go to the lovely Maura and she will wear it with the love and pride it deserves. She also took some pictures of me in it first so I'll always have it to remember. She took a bunch of other pictures of me as well for a school project where I was literally buried in yarn! Well, up to my waist anyway, but I think that's the happiest I've been since my wedding day. I can't wait to see the pictures, she's said I can post them here when they're done.
Ray's hat is moving along, although I think I might rip back the decreases. I reversed the ones in the pattern to make a smoother decrease but it ends up with these little holes (which you probably can't see in these pictures but they're there, trust me). So that's my project for tonight. That and Heroes. Oh, Heroes, you'll ease all my anger and pissed-offedness and probably end the episode with another nail-biting cliff hanger. I can always count on you for that.
p.s. Ray got off work early and took me to lunch at Baker's Square. It made me feel a lot better. He even bought us a whole strawberry rhubarb pie to take home! (the fruit ones are only $5.99 right now, go get 'em!) I love him.